Call reports 2022
STATE BANK, THE — 2022
What STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,433,721,000 | 1,470,809,000 | 1,587,931,000 | 1,687,848,000 |
| Total loans | 1,142,389,000 | 1,233,555,000 | 1,350,913,000 | 1,436,658,000 |
| Allowance for loan losses | 11,000,000 | 11,000,000 | 12,200,000 | 13,000,000 |
| Securities available for sale | 138,928,000 | 125,314,000 | 119,551,000 | 115,430,000 |
| Securities held to maturity | 1,509,000 | 1,386,000 | 1,173,000 | 1,171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,252,920,000 | 1,231,724,000 | 1,345,306,000 | 1,332,985,000 |
| Interest-bearing deposits | 769,929,000 | 736,296,000 | 842,272,000 | 865,196,000 |
| Noninterest-bearing deposits | 482,991,000 | 495,428,000 | 503,034,000 | 467,789,000 |
| Equity capital | 134,792,000 | 133,481,000 | 137,154,000 | 142,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,308,000 | 25,721,000 | 41,460,000 | 59,241,000 |
| Interest expense | 493,000 | 1,095,000 | 2,600,000 | 5,927,000 |
| Net interest income | 11,815,000 | 24,626,000 | 38,860,000 | 53,314,000 |
| Noninterest income | 2,862,000 | 5,698,000 | 8,128,000 | 10,097,000 |
| Noninterest expense | 9,944,000 | 20,369,000 | 30,313,000 | 39,901,000 |
| Provision for loan losses | 502,000 | 1,027,000 | 2,258,000 | 3,105,000 |
| Pretax income | 4,185,000 | 8,850,000 | 14,300,000 | 20,290,000 |
| Income tax | 829,000 | 1,757,000 | 2,850,000 | 4,056,000 |
| Net income | 3,356,000 | 7,093,000 | 11,450,000 | 16,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,203,000 | 134,024,000 | 138,467,000 | 143,336,000 |
| Total capital | 141,203,000 | 145,024,000 | 150,667,000 | 156,336,000 |
| Risk-weighted assets | 1,173,737,000 | 1,263,943,000 | 1,356,108,000 | 1,413,868,000 |