Call reports 2021
STATE BANK, THE — 2021
What STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,302,293,000 | 1,309,210,000 | 1,328,673,000 | 1,419,081,000 |
| Total loans | 1,054,439,000 | 994,028,000 | 1,024,879,000 | 1,106,876,000 |
| Allowance for loan losses | 11,100,000 | 10,800,000 | 10,500,000 | 10,500,000 |
| Securities available for sale | 81,477,000 | 121,746,000 | 131,339,000 | 151,828,000 |
| Securities held to maturity | 1,968,000 | 1,859,000 | 1,515,000 | 1,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,123,862,000 | 1,126,844,000 | 1,145,112,000 | 1,228,475,000 |
| Interest-bearing deposits | 697,317,000 | 688,425,000 | 698,174,000 | 765,069,000 |
| Noninterest-bearing deposits | 426,545,000 | 438,419,000 | 446,938,000 | 463,406,000 |
| Equity capital | 128,377,000 | 133,788,000 | 135,447,000 | 135,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,921,000 | 23,581,000 | 35,170,000 | 46,926,000 |
| Interest expense | 571,000 | 1,228,000 | 1,776,000 | 2,295,000 |
| Net interest income | 11,350,000 | 22,353,000 | 33,394,000 | 44,631,000 |
| Noninterest income | 3,897,000 | 8,154,000 | 11,079,000 | 14,208,000 |
| Noninterest expense | 8,877,000 | 18,012,000 | 27,380,000 | 36,926,000 |
| Provision for loan losses | 212,000 | 218,000 | -218,000 | -180,000 |
| Pretax income | 6,140,000 | 12,261,000 | 17,291,000 | 22,064,000 |
| Income tax | 1,257,000 | 2,476,000 | 3,481,000 | 4,432,000 |
| Net income | 4,883,000 | 9,785,000 | 13,810,000 | 17,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,472,000 | 129,727,000 | 131,306,000 | 126,761,000 |
| Total capital | 135,572,000 | 140,527,000 | 141,806,000 | 137,261,000 |
| Risk-weighted assets | 933,293,000 | 1,001,454,000 | 1,065,042,000 | 1,143,093,000 |