Call reports 2020
STATE BANK, THE — 2020
What STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,069,459,000 | 1,237,571,000 | 1,284,671,000 | 1,250,802,000 |
| Total loans | 886,732,000 | 1,090,918,000 | 1,095,718,000 | 1,093,867,000 |
| Allowance for loan losses | 7,250,000 | 8,991,000 | 10,100,000 | 10,900,000 |
| Securities available for sale | 64,108,000 | 65,355,000 | 68,782,000 | 67,497,000 |
| Securities held to maturity | 2,091,000 | 1,981,000 | 1,977,000 | 1,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 886,457,000 | 1,021,960,000 | 1,064,964,000 | 1,074,522,000 |
| Interest-bearing deposits | 600,273,000 | 629,866,000 | 665,046,000 | 691,008,000 |
| Noninterest-bearing deposits | 286,184,000 | 392,094,000 | 399,918,000 | 383,514,000 |
| Equity capital | 111,541,000 | 116,142,000 | 121,624,000 | 123,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,070,000 | 22,290,000 | 34,362,000 | 45,986,000 |
| Interest expense | 1,935,000 | 3,379,000 | 4,448,000 | 5,320,000 |
| Net interest income | 9,135,000 | 18,911,000 | 29,914,000 | 40,666,000 |
| Noninterest income | 3,779,000 | 9,079,000 | 14,257,000 | 18,967,000 |
| Noninterest expense | 7,564,000 | 15,260,000 | 23,370,000 | 34,211,000 |
| Provision for loan losses | 1,542,000 | 3,543,000 | 4,652,000 | 5,634,000 |
| Pretax income | 3,826,000 | 9,207,000 | 16,172,000 | 19,807,000 |
| Income tax | 777,000 | 1,877,000 | 3,308,000 | 4,005,000 |
| Net income | 3,049,000 | 7,330,000 | 12,864,000 | 15,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,923,000 | 112,354,000 | 116,211,000 | 118,718,000 |
| Total capital | 115,173,000 | 121,345,000 | 126,311,000 | 129,618,000 |
| Risk-weighted assets | 843,345,000 | 844,428,000 | 861,817,000 | 900,305,000 |