Call reports 2019
STATE BANK, THE — 2019
What STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 945,088,000 | 948,773,000 | 977,129,000 | 1,033,895,000 |
| Total loans | 811,698,000 | 820,318,000 | 841,709,000 | 890,046,000 |
| Allowance for loan losses | 4,745,000 | 5,014,000 | 5,413,000 | 5,813,000 |
| Securities available for sale | 68,896,000 | 61,985,000 | 50,900,000 | 50,683,000 |
| Securities held to maturity | 2,965,000 | 2,104,000 | 2,100,000 | 2,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 794,174,000 | 796,405,000 | 804,479,000 | 866,050,000 |
| Interest-bearing deposits | 552,074,000 | 543,025,000 | 546,337,000 | 600,394,000 |
| Noninterest-bearing deposits | 242,100,000 | 253,380,000 | 258,142,000 | 265,656,000 |
| Equity capital | 97,742,000 | 101,485,000 | 105,583,000 | 108,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,439,000 | 21,065,000 | 32,470,000 | 43,553,000 |
| Interest expense | 1,873,000 | 3,844,000 | 5,802,000 | 7,730,000 |
| Net interest income | 8,566,000 | 17,221,000 | 26,668,000 | 35,823,000 |
| Noninterest income | 1,506,000 | 3,738,000 | 6,031,000 | 8,179,000 |
| Noninterest expense | 6,402,000 | 12,827,000 | 19,525,000 | 26,856,000 |
| Provision for loan losses | 213,000 | 477,000 | 899,000 | 1,335,000 |
| Pretax income | 3,471,000 | 7,689,000 | 12,325,000 | 15,855,000 |
| Income tax | 702,000 | 1,561,000 | 2,507,000 | 3,221,000 |
| Net income | 2,769,000 | 6,128,000 | 9,818,000 | 12,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,279,000 | 96,726,000 | 100,505,000 | 103,424,000 |
| Total capital | 98,024,000 | 101,740,000 | 105,918,000 | 109,237,000 |
| Risk-weighted assets | 762,771,000 | 775,533,000 | 787,997,000 | 830,151,000 |