Call reports 2018
STATE BANK, THE — 2018
What STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 790,207,000 | 841,712,000 | 910,143,000 | 926,250,000 |
| Total loans | 691,120,000 | 712,300,000 | 730,324,000 | 773,130,000 |
| Allowance for loan losses | 3,725,000 | 4,033,000 | 4,146,000 | 4,488,000 |
| Securities available for sale | 41,179,000 | 42,205,000 | 68,261,000 | 81,526,000 |
| Securities held to maturity | 3,594,000 | 2,985,000 | 3,728,000 | 2,971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 683,704,000 | 701,991,000 | 766,683,000 | 768,379,000 |
| Interest-bearing deposits | 458,798,000 | 464,480,000 | 531,381,000 | 529,169,000 |
| Noninterest-bearing deposits | 224,906,000 | 237,511,000 | 235,302,000 | 239,210,000 |
| Equity capital | 72,192,000 | 73,922,000 | 77,005,000 | 94,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,379,000 | 17,114,000 | 26,429,000 | 36,363,000 |
| Interest expense | 839,000 | 1,855,000 | 3,265,000 | 4,984,000 |
| Net interest income | 7,540,000 | 15,259,000 | 23,164,000 | 31,379,000 |
| Noninterest income | 1,803,000 | 3,813,000 | 6,568,000 | 8,303,000 |
| Noninterest expense | 6,185,000 | 12,127,000 | 18,106,000 | 24,900,000 |
| Provision for loan losses | 275,000 | 576,000 | 767,000 | 1,057,000 |
| Pretax income | 2,883,000 | 6,369,000 | 10,859,000 | 13,691,000 |
| Income tax | 582,000 | 1,289,000 | 2,014,000 | 2,583,000 |
| Net income | 2,301,000 | 5,080,000 | 8,845,000 | 11,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,802,000 | 69,659,000 | 73,027,000 | 90,421,000 |
| Total capital | 71,527,000 | 73,692,000 | 77,173,000 | 94,909,000 |
| Risk-weighted assets | 674,195,000 | 688,970,000 | 714,413,000 | 743,022,000 |