Call reports 2017
STATE BANK, THE — 2017
What STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 730,637,000 | 733,140,000 | 756,859,000 | 781,268,000 |
| Total loans | 554,769,000 | 596,438,000 | 633,399,000 | 674,597,000 |
| Allowance for loan losses | 2,877,000 | 3,092,000 | 3,262,000 | 3,603,000 |
| Securities available for sale | 64,114,000 | 62,493,000 | 55,982,000 | 46,345,000 |
| Securities held to maturity | 3,877,000 | 3,711,000 | 3,702,000 | 3,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,977,000 | 615,185,000 | 626,399,000 | 673,188,000 |
| Interest-bearing deposits | 454,433,000 | 394,404,000 | 411,827,000 | 456,769,000 |
| Noninterest-bearing deposits | 178,544,000 | 220,781,000 | 214,572,000 | 216,419,000 |
| Equity capital | 62,032,000 | 64,592,000 | 68,066,000 | 70,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,426,000 | 13,690,000 | 21,263,000 | 30,131,000 |
| Interest expense | 554,000 | 1,076,000 | 1,695,000 | 2,451,000 |
| Net interest income | 5,872,000 | 12,614,000 | 19,568,000 | 27,680,000 |
| Noninterest income | 1,400,000 | 3,685,000 | 7,154,000 | 8,958,000 |
| Noninterest expense | 5,128,000 | 10,837,000 | 16,478,000 | 23,136,000 |
| Provision for loan losses | 0 | 151,000 | 273,000 | 609,000 |
| Pretax income | 2,144,000 | 5,311,000 | 9,971,000 | 12,893,000 |
| Income tax | 696,000 | 1,704,000 | 2,868,000 | 3,299,000 |
| Net income | 1,448,000 | 3,607,000 | 7,103,000 | 9,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,861,000 | 58,442,000 | 62,001,000 | 65,521,000 |
| Total capital | 59,738,000 | 61,536,000 | 65,271,000 | 69,124,000 |
| Risk-weighted assets | 548,702,000 | 590,372,000 | 639,834,000 | 660,863,000 |