Call reports 2016
STATE BANK, THE — 2016
What STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 455,090,000 | 473,094,000 | 499,876,000 | 703,070,000 |
| Total loans | 386,686,000 | 396,565,000 | 413,622,000 | 519,644,000 |
| Allowance for loan losses | 3,562,000 | 3,579,000 | 3,645,000 | 2,851,000 |
| Securities available for sale | 19,430,000 | 18,351,000 | 17,432,000 | 62,788,000 |
| Securities held to maturity | 2,172,000 | 4,188,000 | 4,005,000 | 3,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,605,000 | 394,314,000 | 419,264,000 | 603,388,000 |
| Interest-bearing deposits | 260,255,000 | 265,303,000 | 293,456,000 | 335,249,000 |
| Noninterest-bearing deposits | 117,350,000 | 129,011,000 | 125,808,000 | 268,139,000 |
| Equity capital | 43,898,000 | 45,085,000 | 46,386,000 | 63,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,526,000 | 9,036,000 | 13,694,000 | 18,641,000 |
| Interest expense | 450,000 | 904,000 | 1,368,000 | 1,837,000 |
| Net interest income | 4,076,000 | 8,132,000 | 12,326,000 | 16,804,000 |
| Noninterest income | 1,573,000 | 3,187,000 | 5,153,000 | 6,974,000 |
| Noninterest expense | 4,002,000 | 7,880,000 | 11,875,000 | 16,179,000 |
| Provision for loan losses | 0 | 0 | 0 | -900,000 |
| Pretax income | 1,647,000 | 3,439,000 | 5,604,000 | 8,499,000 |
| Income tax | 567,000 | 1,184,000 | 1,934,000 | 2,929,000 |
| Net income | 1,080,000 | 2,255,000 | 3,670,000 | 5,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,756,000 | 44,928,000 | 46,221,000 | 58,759,000 |
| Total capital | 47,330,000 | 48,517,000 | 49,881,000 | 61,610,000 |
| Risk-weighted assets | 379,542,000 | 395,014,000 | 405,835,000 | 548,173,000 |