Call reports 2013
STATE BANK, THE — 2013
What STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 316,112,000 | 305,011,000 | 316,456,000 | 330,685,000 |
| Total loans | 212,651,000 | 227,982,000 | 241,286,000 | 263,618,000 |
| Allowance for loan losses | 4,682,000 | 4,699,000 | 4,791,000 | 4,900,000 |
| Securities available for sale | 37,867,000 | 36,972,000 | 33,647,000 | 31,819,000 |
| Securities held to maturity | 3,057,000 | 2,751,000 | 2,750,000 | 2,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,247,000 | 274,689,000 | 284,956,000 | 284,970,000 |
| Interest-bearing deposits | 197,218,000 | 186,406,000 | 202,058,000 | 200,756,000 |
| Noninterest-bearing deposits | 89,029,000 | 88,283,000 | 82,898,000 | 84,214,000 |
| Equity capital | 26,918,000 | 27,420,000 | 28,595,000 | 32,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,839,000 | 5,844,000 | 9,051,000 | 12,360,000 |
| Interest expense | 246,000 | 482,000 | 710,000 | 950,000 |
| Net interest income | 2,593,000 | 5,362,000 | 8,341,000 | 11,410,000 |
| Noninterest income | 1,374,000 | 2,901,000 | 4,719,000 | 6,202,000 |
| Noninterest expense | 3,335,000 | 6,715,000 | 10,270,000 | 13,731,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 632,000 | 1,548,000 | 2,790,000 | 3,881,000 |
| Income tax | 15,000 | 24,000 | 28,000 | -2,918,000 |
| Net income | 617,000 | 1,524,000 | 2,762,000 | 6,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,688,000 | 27,597,000 | 28,834,000 | 31,651,000 |
| Total capital | 29,589,000 | 30,569,000 | 31,946,000 | 35,016,000 |
| Risk-weighted assets | 228,616,000 | 235,098,000 | 247,298,000 | 267,506,000 |