Call reports 2012
STATE BANK, THE — 2012
What STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 301,341,000 | 293,975,000 | 303,330,000 | 308,174,000 |
| Total loans | 195,491,000 | 204,097,000 | 195,449,000 | 198,762,000 |
| Allowance for loan losses | 7,643,000 | 7,051,000 | 6,235,000 | 4,942,000 |
| Securities available for sale | 58,715,000 | 55,896,000 | 47,461,000 | 43,534,000 |
| Securities held to maturity | 2,965,000 | 2,695,000 | 2,694,000 | 3,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,475,000 | 267,069,000 | 274,805,000 | 278,800,000 |
| Interest-bearing deposits | 201,307,000 | 194,395,000 | 202,085,000 | 195,289,000 |
| Noninterest-bearing deposits | 73,168,000 | 72,674,000 | 72,720,000 | 83,511,000 |
| Equity capital | 23,753,000 | 24,231,000 | 25,927,000 | 26,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,106,000 | 6,160,000 | 9,249,000 | 12,158,000 |
| Interest expense | 513,000 | 930,000 | 1,283,000 | 1,565,000 |
| Net interest income | 2,593,000 | 5,230,000 | 7,966,000 | 10,593,000 |
| Noninterest income | 1,136,000 | 2,289,000 | 3,493,000 | 5,165,000 |
| Noninterest expense | 3,542,000 | 6,835,000 | 10,061,000 | 14,038,000 |
| Provision for loan losses | 863,000 | 943,000 | 93,000 | -508,000 |
| Pretax income | -658,000 | -241,000 | 1,439,000 | 2,253,000 |
| Income tax | -94,000 | -93,000 | -93,000 | 130,000 |
| Net income | -564,000 | -148,000 | 1,532,000 | 2,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,386,000 | 23,802,000 | 25,483,000 | 26,071,000 |
| Total capital | 26,058,000 | 26,548,000 | 28,233,000 | 28,829,000 |
| Risk-weighted assets | 207,005,000 | 216,745,000 | 216,509,000 | 216,138,000 |