Call reports 2011
STATE BANK, THE — 2011
What STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 304,093,000 | 296,403,000 | 301,268,000 | 293,317,000 |
| Total loans | 198,424,000 | 200,641,000 | 201,678,000 | 201,753,000 |
| Allowance for loan losses | 9,015,000 | 8,928,000 | 9,087,000 | 8,133,000 |
| Securities available for sale | 43,721,000 | 52,393,000 | 62,792,000 | 57,614,000 |
| Securities held to maturity | 4,352,000 | 3,651,000 | 3,426,000 | 2,965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,227,000 | 269,156,000 | 273,257,000 | 266,679,000 |
| Interest-bearing deposits | 220,153,000 | 204,295,000 | 206,315,000 | 203,168,000 |
| Noninterest-bearing deposits | 60,074,000 | 64,861,000 | 66,942,000 | 63,511,000 |
| Equity capital | 20,418,000 | 23,970,000 | 24,558,000 | 23,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,379,000 | 6,661,000 | 9,974,000 | 13,150,000 |
| Interest expense | 739,000 | 1,410,000 | 1,996,000 | 2,545,000 |
| Net interest income | 2,640,000 | 5,251,000 | 7,978,000 | 10,605,000 |
| Noninterest income | 1,177,000 | 2,282,000 | 3,904,000 | 5,011,000 |
| Noninterest expense | 3,094,000 | 6,022,000 | 9,555,000 | 12,977,000 |
| Provision for loan losses | 795,000 | 1,525,000 | 2,510,000 | 3,110,000 |
| Pretax income | -67,000 | -9,000 | -178,000 | -466,000 |
| Income tax | 30,000 | -185,000 | -153,000 | 181,000 |
| Net income | -97,000 | 176,000 | -25,000 | -647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,538,000 | 23,673,000 | 24,322,000 | 23,700,000 |
| Total capital | 23,293,000 | 26,433,000 | 27,157,000 | 26,448,000 |
| Risk-weighted assets | 213,748,000 | 213,482,000 | 218,868,000 | 214,572,000 |