Call reports 2010
STATE BANK, THE — 2010
What STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 322,445,000 | 313,924,000 | 317,278,000 | 300,102,000 |
| Total loans | 237,636,000 | 229,838,000 | 219,626,000 | 209,653,000 |
| Allowance for loan losses | 9,686,000 | 10,610,000 | 11,456,000 | 10,027,000 |
| Securities available for sale | 30,978,000 | 26,938,000 | 36,973,000 | 40,729,000 |
| Securities held to maturity | 5,455,000 | 4,699,000 | 4,473,000 | 4,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,152,000 | 289,525,000 | 294,613,000 | 276,834,000 |
| Interest-bearing deposits | 245,360,000 | 232,524,000 | 239,173,000 | 220,933,000 |
| Noninterest-bearing deposits | 53,792,000 | 57,001,000 | 55,440,000 | 55,901,000 |
| Equity capital | 20,212,000 | 21,577,000 | 19,828,000 | 19,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,932,000 | 7,783,000 | 11,511,000 | 15,073,000 |
| Interest expense | 1,152,000 | 2,226,000 | 3,229,000 | 4,103,000 |
| Net interest income | 2,780,000 | 5,557,000 | 8,282,000 | 10,970,000 |
| Noninterest income | 1,329,000 | 2,618,000 | 3,868,000 | 5,288,000 |
| Noninterest expense | 3,447,000 | 6,582,000 | 9,865,000 | 13,127,000 |
| Provision for loan losses | 1,135,000 | 3,584,000 | 6,234,000 | 6,934,000 |
| Pretax income | -473,000 | -1,909,000 | -3,867,000 | -3,741,000 |
| Income tax | -59,000 | -775,000 | -846,000 | -747,000 |
| Net income | -414,000 | -1,134,000 | -3,021,000 | -2,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,415,000 | 21,595,000 | 19,709,000 | 19,735,000 |
| Total capital | 23,824,000 | 24,871,000 | 22,832,000 | 22,670,000 |
| Risk-weighted assets | 265,783,000 | 253,981,000 | 240,432,000 | 226,897,000 |