Call reports 2006
STATE BANK, THE — 2006
What STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 388,252,000 | 391,549,000 | 389,412,000 | 397,050,000 |
| Total loans | 282,866,000 | 285,995,000 | 287,988,000 | 287,528,000 |
| Allowance for loan losses | 3,962,000 | 4,087,000 | 4,004,000 | 4,088,000 |
| Securities available for sale | 63,745,000 | 64,708,000 | 63,767,000 | 62,615,000 |
| Securities held to maturity | 13,342,000 | 14,008,000 | 10,402,000 | 10,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,662,000 | 340,708,000 | 341,808,000 | 350,972,000 |
| Interest-bearing deposits | 323,619,000 | 320,605,000 | 287,411,000 | 292,170,000 |
| Noninterest-bearing deposits | 19,043,000 | 20,103,000 | 54,397,000 | 58,802,000 |
| Equity capital | 32,734,000 | 31,934,000 | 33,661,000 | 31,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,964,000 | 12,101,000 | 18,405,000 | 24,711,000 |
| Interest expense | 2,026,000 | 4,190,000 | 6,566,000 | 9,009,000 |
| Net interest income | 3,938,000 | 7,911,000 | 11,839,000 | 15,702,000 |
| Noninterest income | 1,452,000 | 3,048,000 | 4,651,000 | 6,320,000 |
| Noninterest expense | 3,690,000 | 7,544,000 | 11,294,000 | 14,793,000 |
| Provision for loan losses | 200,000 | 360,000 | 520,000 | 720,000 |
| Pretax income | 1,500,000 | 3,055,000 | 4,674,000 | 6,507,000 |
| Income tax | 441,000 | 907,000 | 1,389,000 | 1,944,000 |
| Net income | 1,059,000 | 2,148,000 | 3,285,000 | 4,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,743,000 | 33,394,000 | 34,531,000 | 31,913,000 |
| Total capital | 37,705,000 | 37,478,000 | 38,535,000 | 35,985,000 |
| Risk-weighted assets | 322,341,000 | 326,684,000 | 326,095,000 | 325,769,000 |