Call reports 2002
STATE BANK, THE — 2002
What STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 268,290,000 | 277,514,000 | 286,355,000 | 296,494,000 |
| Total loans | 193,818,000 | 191,969,000 | 195,650,000 | 200,656,000 |
| Allowance for loan losses | 2,794,000 | 2,731,000 | 2,772,000 | 2,801,000 |
| Securities available for sale | 26,097,000 | 25,927,000 | 23,384,000 | 44,142,000 |
| Securities held to maturity | 12,371,000 | 9,598,000 | 12,113,000 | 12,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,913,000 | 249,535,000 | 257,315,000 | 266,938,000 |
| Interest-bearing deposits | 194,471,000 | 199,983,000 | 209,506,000 | 221,300,000 |
| Noninterest-bearing deposits | 47,442,000 | 49,552,000 | 47,809,000 | 45,638,000 |
| Equity capital | 22,910,000 | 23,842,000 | 24,368,000 | 25,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,974,000 | 7,935,000 | 11,960,000 | 15,924,000 |
| Interest expense | 1,405,000 | 2,634,000 | 3,881,000 | 5,099,000 |
| Net interest income | 2,569,000 | 5,301,000 | 8,079,000 | 10,825,000 |
| Noninterest income | 1,024,000 | 2,147,000 | 3,480,000 | 5,175,000 |
| Noninterest expense | 2,729,000 | 5,445,000 | 8,208,000 | 10,906,000 |
| Provision for loan losses | 15,000 | 40,000 | 123,000 | 287,000 |
| Pretax income | 849,000 | 1,963,000 | 3,228,000 | 4,808,000 |
| Income tax | 237,000 | 571,000 | 954,000 | 1,430,000 |
| Net income | 612,000 | 1,392,000 | 2,274,000 | 3,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,895,000 | 23,675,000 | 24,157,000 | 24,862,000 |
| Total capital | 25,689,000 | 26,406,000 | 26,929,000 | 27,663,000 |
| Risk-weighted assets | 229,650,000 | 233,907,000 | 235,300,000 | 245,999,000 |