Call reports 2001
STATE BANK, THE — 2001
What STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 276,856,000 | 274,939,000 | 282,501,000 | 279,599,000 |
| Total loans | 183,828,000 | 186,105,000 | 184,856,000 | 193,539,000 |
| Allowance for loan losses | 2,758,000 | 2,848,000 | 2,882,000 | 2,834,000 |
| Securities available for sale | 45,624,000 | 38,290,000 | 37,113,000 | 23,009,000 |
| Securities held to maturity | 13,262,000 | 12,510,000 | 11,163,000 | 13,375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,557,000 | 239,216,000 | 245,896,000 | 243,954,000 |
| Interest-bearing deposits | 207,473,000 | 203,115,000 | 203,849,000 | 203,257,000 |
| Noninterest-bearing deposits | 35,084,000 | 36,101,000 | 42,047,000 | 40,697,000 |
| Equity capital | 30,879,000 | 31,388,000 | 32,034,000 | 32,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,247,000 | 10,334,000 | 15,191,000 | 19,561,000 |
| Interest expense | 2,323,000 | 4,440,000 | 6,424,000 | 8,108,000 |
| Net interest income | 2,924,000 | 5,894,000 | 8,767,000 | 11,453,000 |
| Noninterest income | 1,023,000 | 2,112,000 | 3,246,000 | 4,482,000 |
| Noninterest expense | 2,619,000 | 5,217,000 | 7,996,000 | 10,287,000 |
| Provision for loan losses | 83,000 | 278,000 | 443,000 | 593,000 |
| Pretax income | 1,245,000 | 2,668,000 | 3,890,000 | 5,703,000 |
| Income tax | 364,000 | 794,000 | 1,161,000 | 1,719,000 |
| Net income | 881,000 | 1,874,000 | 2,729,000 | 3,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,548,000 | 31,161,000 | 31,635,000 | 32,283,000 |
| Total capital | 33,306,000 | 33,677,000 | 34,404,000 | 35,117,000 |
| Risk-weighted assets | 226,973,000 | 200,981,000 | 222,201,000 | 230,952,000 |