Call reports 2021
CENTRAL BANK OF OKLAHOMA — 2021
What CENTRAL BANK OF OKLAHOMA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 765,937,000 | 764,831,000 | 743,537,000 |
| Total loans | 614,645,000 | 603,761,000 | 622,872,000 |
| Allowance for loan losses | 9,909,000 | 9,947,000 | 9,982,000 |
| Securities available for sale | 41,382,000 | 43,268,000 | 38,853,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 597,140,000 | 596,773,000 | 563,503,000 |
| Interest-bearing deposits | 434,473,000 | 432,397,000 | 403,926,000 |
| Noninterest-bearing deposits | 162,667,000 | 164,376,000 | 159,577,000 |
| Equity capital | 136,650,000 | 136,663,000 | 136,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 7,714,000 | 15,216,000 | 23,161,000 |
| Interest expense | 684,000 | 1,309,000 | 1,892,000 |
| Net interest income | 7,030,000 | 13,907,000 | 21,269,000 |
| Noninterest income | 846,000 | 1,669,000 | 2,748,000 |
| Noninterest expense | 3,556,000 | 7,134,000 | 10,700,000 |
| Provision for loan losses | 84,000 | 106,000 | 114,000 |
| Pretax income | 4,236,000 | 8,336,000 | 13,204,000 |
| Income tax | 1,091,000 | 2,145,000 | 3,388,000 |
| Net income | 3,145,000 | 6,191,000 | 9,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 79,839,000 | 79,885,000 | 79,710,000 |
| Total capital | 87,824,000 | 87,911,000 | 88,137,000 |
| Risk-weighted assets | 636,871,000 | 640,171,000 | 672,642,000 |