Call reports 2019
CENTRAL BANK OF OKLAHOMA — 2019
What CENTRAL BANK OF OKLAHOMA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 691,356,000 | 697,130,000 | 692,643,000 | 703,872,000 |
| Total loans | 601,901,000 | 607,559,000 | 599,394,000 | 589,015,000 |
| Allowance for loan losses | 9,900,000 | 9,947,000 | 9,977,000 | 9,584,000 |
| Securities available for sale | 7,350,000 | 7,347,000 | 8,579,000 | 28,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 524,994,000 | 516,927,000 | 520,284,000 | 544,180,000 |
| Interest-bearing deposits | 394,131,000 | 396,573,000 | 405,962,000 | 422,993,000 |
| Noninterest-bearing deposits | 130,863,000 | 120,354,000 | 114,322,000 | 121,187,000 |
| Equity capital | 131,048,000 | 131,046,000 | 132,253,000 | 133,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,256,000 | 16,621,000 | 25,047,000 | 33,139,000 |
| Interest expense | 1,706,000 | 3,527,000 | 5,455,000 | 7,213,000 |
| Net interest income | 6,550,000 | 13,094,000 | 19,592,000 | 25,926,000 |
| Noninterest income | 507,000 | 1,005,000 | 1,532,000 | 1,946,000 |
| Noninterest expense | 3,463,000 | 6,792,000 | 10,106,000 | 13,253,000 |
| Provision for loan losses | 226,000 | 368,000 | 451,000 | 465,000 |
| Pretax income | 3,368,000 | 6,939,000 | 10,567,000 | 14,154,000 |
| Income tax | 867,000 | 1,786,000 | 2,721,000 | 3,602,000 |
| Net income | 2,501,000 | 5,153,000 | 7,846,000 | 10,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,482,000 | 74,436,000 | 75,547,000 | 76,832,000 |
| Total capital | 82,584,000 | 82,623,000 | 83,623,000 | 84,750,000 |
| Risk-weighted assets | 646,389,000 | 653,168,000 | 644,186,000 | 631,813,000 |