Call reports 2018
CENTRAL BANK OF OKLAHOMA — 2018
What CENTRAL BANK OF OKLAHOMA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 681,276,000 | 671,397,000 | 696,047,000 | 698,387,000 |
| Total loans | 591,939,000 | 583,368,000 | 607,729,000 | 607,394,000 |
| Allowance for loan losses | 9,783,000 | 9,706,000 | 9,628,000 | 9,704,000 |
| Securities available for sale | 8,362,000 | 8,533,000 | 7,717,000 | 7,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 528,241,000 | 522,085,000 | 534,596,000 | 528,341,000 |
| Interest-bearing deposits | 418,005,000 | 407,835,000 | 415,584,000 | 401,123,000 |
| Noninterest-bearing deposits | 110,236,000 | 114,250,000 | 119,012,000 | 127,218,000 |
| Equity capital | 135,977,000 | 135,874,000 | 134,498,000 | 130,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,293,000 | 14,833,000 | 22,827,000 | 31,046,000 |
| Interest expense | 1,053,000 | 2,257,000 | 3,642,000 | 5,187,000 |
| Net interest income | 6,240,000 | 12,576,000 | 19,185,000 | 25,859,000 |
| Noninterest income | 529,000 | 1,075,000 | 1,632,000 | 2,213,000 |
| Noninterest expense | 3,385,000 | 6,813,000 | 10,171,000 | 13,631,000 |
| Provision for loan losses | 231,000 | 444,000 | 682,000 | 973,000 |
| Pretax income | 3,153,000 | 6,394,000 | 9,964,000 | 13,468,000 |
| Income tax | 811,000 | 1,642,000 | 2,557,000 | 3,311,000 |
| Net income | 2,342,000 | 4,752,000 | 7,407,000 | 10,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,461,000 | 79,373,000 | 78,029,000 | 74,282,000 |
| Total capital | 87,500,000 | 87,105,000 | 86,052,000 | 82,447,000 |
| Risk-weighted assets | 641,316,000 | 616,524,000 | 640,232,000 | 651,677,000 |