Call reports 2016
CENTRAL BANK OF OKLAHOMA — 2016
What CENTRAL BANK OF OKLAHOMA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 678,827,000 | 698,049,000 | 732,857,000 | 705,179,000 |
| Total loans | 580,407,000 | 596,632,000 | 587,889,000 | 591,975,000 |
| Allowance for loan losses | 9,909,000 | 9,305,000 | 9,393,000 | 9,671,000 |
| Securities available for sale | 11,309,000 | 11,535,000 | 11,040,000 | 9,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,821,000 | 524,131,000 | 523,691,000 | 540,216,000 |
| Interest-bearing deposits | 413,734,000 | 399,888,000 | 401,080,000 | 424,489,000 |
| Noninterest-bearing deposits | 123,087,000 | 124,243,000 | 122,611,000 | 115,727,000 |
| Equity capital | 131,056,000 | 132,951,000 | 134,747,000 | 136,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,641,000 | 13,621,000 | 20,699,000 | 27,795,000 |
| Interest expense | 600,000 | 1,241,000 | 1,926,000 | 2,623,000 |
| Net interest income | 6,041,000 | 12,380,000 | 18,773,000 | 25,172,000 |
| Noninterest income | 606,000 | 1,174,000 | 1,843,000 | 2,550,000 |
| Noninterest expense | 3,534,000 | 7,129,000 | 10,899,000 | 14,944,000 |
| Provision for loan losses | 226,000 | 487,000 | 800,000 | 1,312,000 |
| Pretax income | 2,887,000 | 5,938,000 | 8,917,000 | 11,466,000 |
| Income tax | 1,113,000 | 2,294,000 | 3,445,000 | 4,429,000 |
| Net income | 1,774,000 | 3,644,000 | 5,472,000 | 7,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,286,000 | 76,169,000 | 78,002,000 | 79,571,000 |
| Total capital | 82,409,000 | 84,436,000 | 86,275,000 | 87,766,000 |
| Risk-weighted assets | 648,036,000 | 660,314,000 | 660,663,000 | 654,090,000 |