Call reports 2015
CENTRAL BANK OF OKLAHOMA — 2015
What CENTRAL BANK OF OKLAHOMA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 651,467,000 | 650,257,000 | 659,526,000 | 662,219,000 |
| Total loans | 550,553,000 | 548,747,000 | 556,896,000 | 556,848,000 |
| Allowance for loan losses | 10,272,000 | 10,280,000 | 10,031,000 | 9,680,000 |
| Securities available for sale | 17,220,000 | 15,313,000 | 15,120,000 | 12,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,665,000 | 519,526,000 | 509,745,000 | 528,946,000 |
| Interest-bearing deposits | 418,423,000 | 416,320,000 | 409,212,000 | 424,630,000 |
| Noninterest-bearing deposits | 95,242,000 | 103,206,000 | 100,533,000 | 104,316,000 |
| Equity capital | 127,941,000 | 127,788,000 | 127,685,000 | 129,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,510,000 | 13,201,000 | 19,803,000 | 26,549,000 |
| Interest expense | 591,000 | 1,190,000 | 1,798,000 | 2,402,000 |
| Net interest income | 5,919,000 | 12,011,000 | 18,005,000 | 24,147,000 |
| Noninterest income | 571,000 | 1,167,000 | 1,735,000 | 2,217,000 |
| Noninterest expense | 3,444,000 | 6,940,000 | 10,475,000 | 14,025,000 |
| Provision for loan losses | 258,000 | 515,000 | 673,000 | 1,117,000 |
| Pretax income | 2,788,000 | 5,723,000 | 8,592,000 | 11,233,000 |
| Income tax | 1,077,000 | 2,211,000 | 3,320,000 | 4,340,000 |
| Net income | 1,711,000 | 3,512,000 | 5,272,000 | 6,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,064,000 | 70,981,000 | 70,859,000 | 72,497,000 |
| Total capital | 78,794,000 | 78,691,000 | 78,693,000 | 80,301,000 |
| Risk-weighted assets | 615,879,000 | 614,198,000 | 624,486,000 | 622,408,000 |