Call reports 2004
CENTRAL BANK OF OKLAHOMA — 2004
What CENTRAL BANK OF OKLAHOMA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 242,013,000 | 252,319,000 | 273,969,000 | 283,367,000 |
| Total loans | 204,831,000 | 223,409,000 | 244,047,000 | 243,941,000 |
| Allowance for loan losses | 2,914,000 | 3,057,000 | 2,742,000 | 2,716,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,340,000 | 196,047,000 | 210,000,000 | 237,753,000 |
| Interest-bearing deposits | 171,324,000 | 175,755,000 | 187,204,000 | 213,685,000 |
| Noninterest-bearing deposits | 24,016,000 | 20,292,000 | 22,796,000 | 24,068,000 |
| Equity capital | 19,083,000 | 19,726,000 | 21,331,000 | 22,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,254,000 | 6,563,000 | 10,342,000 | 14,360,000 |
| Interest expense | 916,000 | 1,885,000 | 2,997,000 | 4,329,000 |
| Net interest income | 2,338,000 | 4,678,000 | 7,345,000 | 10,031,000 |
| Noninterest income | 335,000 | 711,000 | 1,210,000 | 1,614,000 |
| Noninterest expense | 1,868,000 | 3,765,000 | 5,833,000 | 8,176,000 |
| Provision for loan losses | 441,000 | 642,000 | 1,207,000 | 1,383,000 |
| Pretax income | 364,000 | 982,000 | 1,515,000 | 2,086,000 |
| Income tax | 129,000 | 354,000 | 532,000 | 766,000 |
| Net income | 235,000 | 628,000 | 983,000 | 1,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,083,000 | 19,726,000 | 21,331,000 | 22,868,000 |
| Total capital | 21,594,000 | 22,382,000 | 24,073,000 | 25,584,000 |
| Risk-weighted assets | 200,486,000 | 212,674,000 | 226,819,000 | 232,444,000 |
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