Call reports 2002
CENTRAL BANK OF OKLAHOMA — 2002
What CENTRAL BANK OF OKLAHOMA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 147,971,000 | 166,814,000 | 175,006,000 | 184,120,000 |
| Total loans | 125,369,000 | 136,279,000 | 145,580,000 | 153,769,000 |
| Allowance for loan losses | 1,211,000 | 1,419,000 | 1,599,000 | 1,784,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,838,000 | 133,868,000 | 144,576,000 | 153,666,000 |
| Interest-bearing deposits | 104,856,000 | 121,044,000 | 132,148,000 | 142,828,000 |
| Noninterest-bearing deposits | 10,982,000 | 12,824,000 | 12,428,000 | 10,838,000 |
| Equity capital | 11,790,000 | 13,572,000 | 14,848,000 | 14,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,178,000 | 4,596,000 | 7,068,000 | 9,668,000 |
| Interest expense | 1,015,000 | 2,065,000 | 3,145,000 | 4,238,000 |
| Net interest income | 1,163,000 | 2,531,000 | 3,923,000 | 5,430,000 |
| Noninterest income | 112,000 | 231,000 | 449,000 | 685,000 |
| Noninterest expense | 981,000 | 2,134,000 | 3,347,000 | 4,649,000 |
| Provision for loan losses | 115,000 | 323,000 | 503,000 | 713,000 |
| Pretax income | 179,000 | 305,000 | 522,000 | 753,000 |
| Income tax | 63,000 | 107,000 | 198,000 | 289,000 |
| Net income | 116,000 | 198,000 | 324,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,790,000 | 13,572,000 | 14,848,000 | 14,988,000 |
| Total capital | 13,001,000 | 14,991,000 | 16,447,000 | 16,772,000 |
| Risk-weighted assets | 123,637,000 | 146,070,000 | 154,249,000 | 162,231,000 |
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