Call reports 2001
CENTRAL BANK OF OKLAHOMA — 2001
What CENTRAL BANK OF OKLAHOMA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 78,103,000 | 97,574,000 | 113,849,000 | 127,437,000 |
| Total loans | 58,900,000 | 77,084,000 | 96,301,000 | 111,896,000 |
| Allowance for loan losses | 525,000 | 665,000 | 875,000 | 1,097,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,303,000 | 73,729,000 | 88,663,000 | 95,545,000 |
| Interest-bearing deposits | 57,498,000 | 63,709,000 | 79,376,000 | 83,833,000 |
| Noninterest-bearing deposits | 6,805,000 | 10,020,000 | 9,287,000 | 11,712,000 |
| Equity capital | 8,586,000 | 8,633,000 | 9,881,000 | 11,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,496,000 | 3,155,000 | 5,217,000 | 7,350,000 |
| Interest expense | 949,000 | 1,844,000 | 2,981,000 | 4,034,000 |
| Net interest income | 547,000 | 1,301,000 | 2,236,000 | 3,316,000 |
| Noninterest income | 68,000 | 152,000 | 225,000 | 332,000 |
| Noninterest expense | 616,000 | 1,246,000 | 2,014,000 | 2,912,000 |
| Provision for loan losses | 136,000 | 276,000 | 486,000 | 708,000 |
| Pretax income | -63,000 | 15,000 | 35,000 | 102,000 |
| Income tax | -25,000 | 5,000 | 13,000 | 37,000 |
| Net income | -38,000 | 10,000 | 22,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,095,000 | 8,633,000 | 9,881,000 | 11,674,000 |
| Total capital | 8,620,000 | 9,298,000 | 10,756,000 | 12,771,000 |
| Risk-weighted assets | 67,584,000 | 84,734,000 | 99,159,000 | 112,397,000 |
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