Call reports 2018
COMMUNITY FIRST BANK — 2018
What COMMUNITY FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 129,769,000 | 126,760,000 | 121,444,000 |
| Total loans | 114,390,000 | 112,485,000 | 112,844,000 |
| Allowance for loan losses | 1,255,000 | 1,208,000 | 1,198,000 |
| Securities available for sale | 3,100,000 | 3,018,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 106,832,000 | 103,372,000 | 106,496,000 |
| Interest-bearing deposits | 89,019,000 | 85,838,000 | 84,960,000 |
| Noninterest-bearing deposits | 17,814,000 | 17,535,000 | 21,536,000 |
| Equity capital | 12,110,000 | 12,339,000 | 12,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 1,378,000 | 2,791,000 | 4,193,000 |
| Interest expense | 266,000 | 530,000 | 795,000 |
| Net interest income | 1,112,000 | 2,261,000 | 3,398,000 |
| Noninterest income | 109,000 | 248,000 | 365,000 |
| Noninterest expense | 1,058,000 | 2,326,000 | 3,805,000 |
| Provision for loan losses | 0 | 16,000 | 16,000 |
| Pretax income | 163,000 | 167,000 | -115,000 |
| Income tax | 25,000 | 15,000 | 16,000 |
| Net income | 138,000 | 152,000 | -131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 12,114,000 | 12,347,000 | 12,929,000 |
| Total capital | 13,317,000 | 13,524,000 | 14,063,000 |
| Risk-weighted assets | 96,182,000 | 94,132,000 | 90,600,000 |