Call reports 2016
COMMUNITY FIRST BANK — 2016
What COMMUNITY FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 114,194,000 | 117,051,000 | 121,127,000 | 121,790,000 |
| Total loans | 101,452,000 | 103,960,000 | 108,518,000 | 109,545,000 |
| Allowance for loan losses | 1,203,000 | 1,202,000 | 1,227,000 | 1,243,000 |
| Securities available for sale | 5,495,000 | 5,401,000 | 5,257,000 | 5,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,770,000 | 90,730,000 | 95,201,000 | 98,233,000 |
| Interest-bearing deposits | 75,558,000 | 75,388,000 | 79,004,000 | 82,293,000 |
| Noninterest-bearing deposits | 15,212,000 | 15,342,000 | 16,197,000 | 15,939,000 |
| Equity capital | 11,043,000 | 11,005,000 | 11,188,000 | 11,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,219,000 | 2,428,000 | 3,691,000 | 4,989,000 |
| Interest expense | 168,000 | 333,000 | 514,000 | 711,000 |
| Net interest income | 1,051,000 | 2,095,000 | 3,177,000 | 4,278,000 |
| Noninterest income | 122,000 | 251,000 | 397,000 | 507,000 |
| Noninterest expense | 960,000 | 1,895,000 | 2,840,000 | 3,794,000 |
| Provision for loan losses | 20,000 | 46,000 | 66,000 | 81,000 |
| Pretax income | 193,000 | 405,000 | 668,000 | 910,000 |
| Income tax | 31,000 | 103,000 | 180,000 | 255,000 |
| Net income | 162,000 | 302,000 | 488,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,985,000 | 10,943,000 | 11,128,000 | 11,184,000 |
| Total capital | 12,091,000 | 12,086,000 | 12,305,000 | 12,368,000 |
| Risk-weighted assets | 88,384,000 | 91,358,000 | 94,122,000 | 94,637,000 |