Call reports 2015
COMMUNITY FIRST BANK — 2015
What COMMUNITY FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 106,486,000 | 107,596,000 | 110,418,000 | 112,138,000 |
| Total loans | 94,784,000 | 95,897,000 | 98,486,000 | 98,854,000 |
| Allowance for loan losses | 1,146,000 | 1,163,000 | 1,180,000 | 1,201,000 |
| Securities available for sale | 5,433,000 | 5,239,000 | 5,048,000 | 4,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,505,000 | 85,832,000 | 86,975,000 | 88,811,000 |
| Interest-bearing deposits | 71,331,000 | 71,863,000 | 71,713,000 | 74,284,000 |
| Noninterest-bearing deposits | 14,174,000 | 13,969,000 | 15,262,000 | 14,528,000 |
| Equity capital | 9,768,000 | 10,905,000 | 11,020,000 | 10,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,116,000 | 2,248,000 | 3,405,000 | 4,580,000 |
| Interest expense | 195,000 | 388,000 | 590,000 | 783,000 |
| Net interest income | 921,000 | 1,860,000 | 2,815,000 | 3,797,000 |
| Noninterest income | 85,000 | 212,000 | 322,000 | 423,000 |
| Noninterest expense | 896,000 | 1,786,000 | 2,675,000 | 3,599,000 |
| Provision for loan losses | 40,000 | 61,000 | 81,000 | 102,000 |
| Pretax income | 70,000 | 225,000 | 381,000 | 519,000 |
| Income tax | 14,000 | 50,000 | 89,000 | 130,000 |
| Net income | 56,000 | 175,000 | 292,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,688,000 | 10,842,000 | 10,956,000 | 10,824,000 |
| Total capital | 10,772,000 | 11,896,000 | 12,023,000 | 11,892,000 |
| Risk-weighted assets | 86,657,000 | 84,174,000 | 85,210,000 | 85,292,000 |