Call reports 2014
COMMUNITY FIRST BANK — 2014
What COMMUNITY FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 100,211,000 | 106,341,000 | 108,683,000 | 108,078,000 |
| Total loans | 86,955,000 | 91,834,000 | 91,832,000 | 93,130,000 |
| Allowance for loan losses | 1,001,000 | 1,008,000 | 1,046,000 | 1,085,000 |
| Securities available for sale | 6,321,000 | 6,051,000 | 5,799,000 | 5,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,056,000 | 88,788,000 | 92,205,000 | 91,061,000 |
| Interest-bearing deposits | 68,588,000 | 75,344,000 | 77,225,000 | 75,056,000 |
| Noninterest-bearing deposits | 13,469,000 | 13,444,000 | 14,980,000 | 16,005,000 |
| Equity capital | 9,603,000 | 9,563,000 | 9,668,000 | 9,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,130,000 | 3,237,000 | 4,358,000 |
| Interest expense | 175,000 | 350,000 | 538,000 | 728,000 |
| Net interest income | 871,000 | 1,780,000 | 2,699,000 | 3,630,000 |
| Noninterest income | 86,000 | 209,000 | 319,000 | 411,000 |
| Noninterest expense | 845,000 | 1,651,000 | 2,495,000 | 3,362,000 |
| Provision for loan losses | 38,000 | 75,000 | 114,000 | 152,000 |
| Pretax income | 74,000 | 263,000 | 409,000 | 527,000 |
| Income tax | 20,000 | 66,000 | 114,000 | 149,000 |
| Net income | 54,000 | 197,000 | 295,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,533,000 | 9,499,000 | 9,598,000 | 9,494,000 |
| Total capital | 10,519,000 | 10,524,000 | 10,642,000 | 10,536,000 |
| Risk-weighted assets | 78,872,000 | 82,686,000 | 83,494,000 | 83,310,000 |