Call reports 2013
COMMUNITY FIRST BANK — 2013
What COMMUNITY FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 97,535,000 | 98,070,000 | 99,821,000 | 97,502,000 |
| Total loans | 79,261,000 | 82,941,000 | 82,217,000 | 84,171,000 |
| Allowance for loan losses | 920,000 | 961,000 | 973,000 | 1,014,000 |
| Securities available for sale | 7,758,000 | 7,263,000 | 6,823,000 | 6,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,930,000 | 82,803,000 | 83,087,000 | 79,841,000 |
| Interest-bearing deposits | 68,578,000 | 69,393,000 | 70,130,000 | 66,404,000 |
| Noninterest-bearing deposits | 13,352,000 | 13,410,000 | 12,957,000 | 13,437,000 |
| Equity capital | 9,636,000 | 9,490,000 | 9,681,000 | 9,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,015,000 | 2,048,000 | 3,300,000 | 4,335,000 |
| Interest expense | 218,000 | 432,000 | 646,000 | 846,000 |
| Net interest income | 797,000 | 1,616,000 | 2,654,000 | 3,489,000 |
| Noninterest income | 101,000 | 246,000 | 397,000 | 484,000 |
| Noninterest expense | 765,000 | 1,536,000 | 2,360,000 | 3,188,000 |
| Provision for loan losses | 40,000 | 81,000 | 121,000 | 172,000 |
| Pretax income | 93,000 | 245,000 | 570,000 | 613,000 |
| Income tax | 24,000 | 53,000 | 165,000 | 174,000 |
| Net income | 69,000 | 192,000 | 405,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,457,000 | 9,408,000 | 9,621,000 | 9,479,000 |
| Total capital | 10,354,000 | 10,343,000 | 10,558,000 | 10,442,000 |
| Risk-weighted assets | 71,722,000 | 74,768,000 | 74,934,000 | 76,972,000 |