Call reports 2012
COMMUNITY FIRST BANK — 2012
What COMMUNITY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,348,000 | 94,337,000 | 97,359,000 | 95,221,000 |
| Total loans | 74,925,000 | 76,773,000 | 77,818,000 | 77,545,000 |
| Allowance for loan losses | 794,000 | 833,000 | 865,000 | 879,000 |
| Securities available for sale | 6,280,000 | 6,006,000 | 7,311,000 | 8,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,784,000 | 80,387,000 | 82,350,000 | 79,826,000 |
| Interest-bearing deposits | 67,243,000 | 70,063,000 | 70,320,000 | 66,637,000 |
| Noninterest-bearing deposits | 10,540,000 | 10,324,000 | 12,030,000 | 13,189,000 |
| Equity capital | 7,953,000 | 8,291,000 | 9,146,000 | 9,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,064,000 | 3,154,000 | 4,199,000 |
| Interest expense | 252,000 | 496,000 | 741,000 | 976,000 |
| Net interest income | 777,000 | 1,568,000 | 2,413,000 | 3,223,000 |
| Noninterest income | 82,000 | 200,000 | 255,000 | 374,000 |
| Noninterest expense | 693,000 | 1,386,000 | 2,116,000 | 2,843,000 |
| Provision for loan losses | 35,000 | 71,000 | 106,000 | 142,000 |
| Pretax income | 131,000 | 311,000 | 446,000 | 612,000 |
| Income tax | 31,000 | 93,000 | 130,000 | 170,000 |
| Net income | 100,000 | 218,000 | 316,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,780,000 | 8,108,000 | 8,940,000 | 9,389,000 |
| Total capital | 8,591,000 | 8,948,000 | 9,822,000 | 10,270,000 |
| Risk-weighted assets | 68,685,000 | 70,117,000 | 70,853,000 | 70,482,000 |