Call reports 2011
COMMUNITY FIRST BANK — 2011
What COMMUNITY FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 87,039,000 | 87,703,000 | 86,900,000 | 87,691,000 |
| Total loans | 67,048,000 | 69,521,000 | 71,989,000 | 73,783,000 |
| Allowance for loan losses | 731,000 | 768,000 | 737,000 | 770,000 |
| Securities available for sale | 9,247,000 | 10,514,000 | 6,566,000 | 6,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,346,000 | 73,451,000 | 73,118,000 | 73,775,000 |
| Interest-bearing deposits | 63,602,000 | 63,998,000 | 62,411,000 | 64,144,000 |
| Noninterest-bearing deposits | 10,744,000 | 9,453,000 | 10,707,000 | 9,631,000 |
| Equity capital | 6,529,000 | 7,330,000 | 7,945,000 | 7,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,046,000 | 3,068,000 | 4,103,000 |
| Interest expense | 333,000 | 637,000 | 915,000 | 1,176,000 |
| Net interest income | 699,000 | 1,409,000 | 2,153,000 | 2,927,000 |
| Noninterest income | 90,000 | 225,000 | 322,000 | 418,000 |
| Noninterest expense | 689,000 | 1,370,000 | 2,060,000 | 2,788,000 |
| Provision for loan losses | 35,000 | 71,000 | 106,000 | 142,000 |
| Pretax income | 65,000 | 193,000 | 437,000 | 543,000 |
| Income tax | 0 | 0 | 0 | 72,000 |
| Net income | 65,000 | 193,000 | 437,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,361,000 | 7,114,000 | 7,778,000 | 7,680,000 |
| Total capital | 7,109,000 | 7,899,000 | 8,532,000 | 8,467,000 |
| Risk-weighted assets | 63,311,000 | 65,149,000 | 65,959,000 | 67,366,000 |