Call reports 2010
COMMUNITY FIRST BANK — 2010
What COMMUNITY FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 80,388,000 | 83,676,000 | 81,175,000 | 86,901,000 |
| Total loans | 58,932,000 | 61,458,000 | 62,354,000 | 65,703,000 |
| Allowance for loan losses | 675,000 | 699,000 | 716,000 | 716,000 |
| Securities available for sale | 9,913,000 | 10,684,000 | 10,011,000 | 9,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,313,000 | 67,175,000 | 64,812,000 | 70,851,000 |
| Interest-bearing deposits | 56,657,000 | 57,400,000 | 54,673,000 | 61,081,000 |
| Noninterest-bearing deposits | 7,656,000 | 9,775,000 | 10,139,000 | 9,770,000 |
| Equity capital | 6,418,000 | 6,490,000 | 6,537,000 | 6,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,012,000 | 3,009,000 | 4,012,000 |
| Interest expense | 422,000 | 833,000 | 1,228,000 | 1,595,000 |
| Net interest income | 587,000 | 1,179,000 | 1,781,000 | 2,417,000 |
| Noninterest income | 84,000 | 205,000 | 295,000 | 389,000 |
| Noninterest expense | 610,000 | 1,173,000 | 1,805,000 | 2,525,000 |
| Provision for loan losses | 20,000 | 41,000 | 61,000 | 61,000 |
| Pretax income | 41,000 | 170,000 | 242,000 | 252,000 |
| Income tax | 0 | 0 | 0 | 19,000 |
| Net income | 41,000 | 170,000 | 242,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,232,000 | 6,276,000 | 6,348,000 | 6,238,000 |
| Total capital | 6,907,000 | 6,977,000 | 7,081,000 | 6,971,000 |
| Risk-weighted assets | 56,693,000 | 59,011,000 | 59,495,000 | 61,232,000 |