Call reports 2007
COMMUNITY FIRST BANK — 2007
What COMMUNITY FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 68,869,000 | 69,646,000 | 74,434,000 | 80,349,000 |
| Total loans | 47,832,000 | 49,339,000 | 51,621,000 | 53,743,000 |
| Allowance for loan losses | 529,000 | 532,000 | 529,000 | 553,000 |
| Securities available for sale | 12,356,000 | 12,042,000 | 11,834,000 | 16,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,886,000 | 54,617,000 | 59,339,000 | 65,324,000 |
| Interest-bearing deposits | 47,537,000 | 48,450,000 | 52,791,000 | 58,856,000 |
| Noninterest-bearing deposits | 6,349,000 | 6,166,000 | 6,548,000 | 6,468,000 |
| Equity capital | 5,763,000 | 5,804,000 | 5,878,000 | 5,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 990,000 | 1,989,000 | 3,021,000 | 4,145,000 |
| Interest expense | 539,000 | 1,114,000 | 1,716,000 | 2,404,000 |
| Net interest income | 451,000 | 875,000 | 1,305,000 | 1,741,000 |
| Noninterest income | 85,000 | 180,000 | 277,000 | 376,000 |
| Noninterest expense | 482,000 | 955,000 | 1,446,000 | 1,999,000 |
| Provision for loan losses | 2,000 | 4,000 | 26,000 | 43,000 |
| Pretax income | 52,000 | 96,000 | 110,000 | 75,000 |
| Income tax | 0 | 0 | 0 | -15,000 |
| Net income | 52,000 | 96,000 | 110,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,890,000 | 5,935,000 | 5,948,000 | 5,840,000 |
| Total capital | 6,436,000 | 6,484,000 | 6,494,000 | 6,410,000 |
| Risk-weighted assets | 48,448,000 | 50,019,000 | 52,498,000 | 54,321,000 |