Call reports 2006
COMMUNITY FIRST BANK — 2006
What COMMUNITY FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 59,441,000 | 61,744,000 | 63,277,000 | 64,730,000 |
| Total loans | 37,137,000 | 39,165,000 | 40,481,000 | 46,109,000 |
| Allowance for loan losses | 508,000 | 514,000 | 524,000 | 527,000 |
| Securities available for sale | 15,015,000 | 14,210,000 | 13,421,000 | 12,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,723,000 | 47,060,000 | 48,466,000 | 49,852,000 |
| Interest-bearing deposits | 38,960,000 | 41,097,000 | 41,927,000 | 43,766,000 |
| Noninterest-bearing deposits | 5,763,000 | 5,963,000 | 6,539,000 | 6,086,000 |
| Equity capital | 5,537,000 | 5,494,000 | 5,594,000 | 5,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 811,000 | 1,627,000 | 2,496,000 | 3,402,000 |
| Interest expense | 413,000 | 845,000 | 1,320,000 | 1,824,000 |
| Net interest income | 398,000 | 782,000 | 1,176,000 | 1,578,000 |
| Noninterest income | 74,000 | 166,000 | 246,000 | 332,000 |
| Noninterest expense | 423,000 | 849,000 | 1,335,000 | 1,843,000 |
| Provision for loan losses | 2,000 | 4,000 | 6,000 | 8,000 |
| Pretax income | 47,000 | 95,000 | 81,000 | 59,000 |
| Income tax | 0 | 0 | -14,000 | -14,000 |
| Net income | 47,000 | 95,000 | 95,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,833,000 | 5,860,000 | 5,859,000 | 5,838,000 |
| Total capital | 6,324,000 | 6,376,000 | 6,400,000 | 6,382,000 |
| Risk-weighted assets | 41,040,000 | 43,325,000 | 44,332,000 | 48,029,000 |