Call reports 2002
COMMUNITY FIRST BANK — 2002
What COMMUNITY FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 74,701,000 | 72,995,000 | 72,181,000 | 72,468,000 |
| Total loans | 37,665,000 | 37,211,000 | 36,354,000 | 36,314,000 |
| Allowance for loan losses | 482,000 | 481,000 | 481,000 | 488,000 |
| Securities available for sale | 28,082,000 | 29,055,000 | 29,757,000 | 29,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,574,000 | 40,354,000 | 39,040,000 | 39,489,000 |
| Interest-bearing deposits | 38,537,000 | 35,917,000 | 34,312,000 | 34,600,000 |
| Noninterest-bearing deposits | 4,037,000 | 4,437,000 | 4,728,000 | 4,889,000 |
| Equity capital | 6,721,000 | 7,095,000 | 7,449,000 | 7,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,094,000 | 2,227,000 | 3,362,000 | 4,465,000 |
| Interest expense | 665,000 | 1,318,000 | 1,941,000 | 2,549,000 |
| Net interest income | 429,000 | 909,000 | 1,421,000 | 1,916,000 |
| Noninterest income | 63,000 | 149,000 | 246,000 | 333,000 |
| Noninterest expense | 441,000 | 885,000 | 1,370,000 | 1,882,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 30,000 |
| Pretax income | 51,000 | 173,000 | 277,000 | 391,000 |
| Income tax | -16,000 | -10,000 | 4,000 | -25,000 |
| Net income | 67,000 | 183,000 | 273,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,580,000 | 6,584,000 | 6,682,000 | 6,654,000 |
| Total capital | 7,062,000 | 7,065,000 | 7,163,000 | 7,142,000 |
| Risk-weighted assets | 42,594,000 | 41,629,000 | 40,565,000 | 40,894,000 |