Call reports 2001
COMMUNITY FIRST BANK — 2001
What COMMUNITY FIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,309,000 | 72,046,000 | 74,784,000 | 74,481,000 |
| Total loans | 37,356,000 | 37,078,000 | 37,442,000 | 37,656,000 |
| Allowance for loan losses | 488,000 | 485,000 | 469,000 | 479,000 |
| Securities available for sale | 29,232,000 | 26,787,000 | 24,886,000 | 25,571,000 |
| Securities held to maturity | 806,000 | 451,000 | 450,000 | 428,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,285,000 | 37,748,000 | 42,389,000 | 42,374,000 |
| Interest-bearing deposits | 34,342,000 | 33,675,000 | 37,860,000 | 37,727,000 |
| Noninterest-bearing deposits | 3,943,000 | 4,073,000 | 4,529,000 | 4,647,000 |
| Equity capital | 6,668,000 | 6,604,000 | 7,054,000 | 6,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,317,000 | 2,621,000 | 3,845,000 | 4,997,000 |
| Interest expense | 772,000 | 1,546,000 | 2,278,000 | 3,005,000 |
| Net interest income | 545,000 | 1,075,000 | 1,567,000 | 1,992,000 |
| Noninterest income | 36,000 | 102,000 | 164,000 | 306,000 |
| Noninterest expense | 425,000 | 830,000 | 1,272,000 | 1,796,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 156,000 | 349,000 | 462,000 | 502,000 |
| Income tax | 28,000 | 55,000 | 53,000 | 40,000 |
| Net income | 128,000 | 294,000 | 409,000 | 462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,423,000 | 6,464,000 | 6,582,000 | 6,514,000 |
| Total capital | 6,911,000 | 6,949,000 | 7,051,000 | 6,993,000 |
| Risk-weighted assets | 43,071,000 | 39,474,000 | 40,757,000 | 42,164,000 |