Call reports 2015
VINTAGE BANK — 2015
What VINTAGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 174,289,000 |
| Total loans | 127,473,000 |
| Allowance for loan losses | 1,580,000 |
| Securities available for sale | 11,537,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 155,322,000 |
| Interest-bearing deposits | 117,002,000 |
| Noninterest-bearing deposits | 38,320,000 |
| Equity capital | 18,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 1,863,000 |
| Interest expense | 138,000 |
| Net interest income | 1,725,000 |
| Noninterest income | 418,000 |
| Noninterest expense | 1,430,000 |
| Provision for loan losses | 0 |
| Pretax income | 713,000 |
| Income tax | 0 |
| Net income | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 18,568,000 |
| Total capital | 20,107,000 |
| Risk-weighted assets | 123,088,000 |