Call reports 2014
VINTAGE BANK — 2014
What VINTAGE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 174,290,000 | 178,697,000 | 187,006,000 | 181,739,000 |
| Total loans | 126,868,000 | 125,098,000 | 125,229,000 | 124,956,000 |
| Allowance for loan losses | 1,651,000 | 1,679,000 | 1,683,000 | 1,588,000 |
| Securities available for sale | 22,574,000 | 22,146,000 | 12,747,000 | 12,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,538,000 | 157,333,000 | 165,071,000 | 163,427,000 |
| Interest-bearing deposits | 112,536,000 | 118,736,000 | 119,375,000 | 120,838,000 |
| Noninterest-bearing deposits | 37,002,000 | 38,597,000 | 45,696,000 | 42,589,000 |
| Equity capital | 16,300,000 | 16,816,000 | 17,210,000 | 17,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,976,000 | 3,986,000 | 5,977,000 | 7,889,000 |
| Interest expense | 120,000 | 262,000 | 405,000 | 549,000 |
| Net interest income | 1,856,000 | 3,724,000 | 5,572,000 | 7,340,000 |
| Noninterest income | 359,000 | 797,000 | 1,214,000 | 1,749,000 |
| Noninterest expense | 1,345,000 | 2,730,000 | 4,099,000 | 5,610,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 831,000 | 1,752,000 | 2,644,000 | 3,436,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 831,000 | 1,752,000 | 2,644,000 | 3,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,676,000 | 16,889,000 | 17,313,000 | 18,069,000 |
| Total capital | 18,223,000 | 18,417,000 | 18,828,000 | 19,574,000 |
| Risk-weighted assets | 123,646,000 | 122,085,000 | 121,063,000 | 120,284,000 |