Call reports 2013
VINTAGE BANK — 2013
What VINTAGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 155,132,000 | 156,405,000 | 161,187,000 | 161,182,000 |
| Total loans | 106,625,000 | 106,767,000 | 116,781,000 | 123,365,000 |
| Allowance for loan losses | 1,603,000 | 1,624,000 | 1,660,000 | 1,667,000 |
| Securities available for sale | 25,406,000 | 25,715,000 | 24,407,000 | 23,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,120,000 | 140,923,000 | 145,219,000 | 134,280,000 |
| Interest-bearing deposits | 107,994,000 | 107,302,000 | 104,515,000 | 101,802,000 |
| Noninterest-bearing deposits | 31,126,000 | 33,622,000 | 40,704,000 | 32,478,000 |
| Equity capital | 15,682,000 | 14,973,000 | 15,299,000 | 15,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,790,000 | 3,595,000 | 5,545,000 | 7,496,000 |
| Interest expense | 152,000 | 285,000 | 400,000 | 514,000 |
| Net interest income | 1,638,000 | 3,310,000 | 5,145,000 | 6,982,000 |
| Noninterest income | 373,000 | 788,000 | 1,198,000 | 1,569,000 |
| Noninterest expense | 1,202,000 | 2,470,000 | 3,708,000 | 5,063,000 |
| Provision for loan losses | 50,000 | 70,000 | 120,000 | 120,000 |
| Pretax income | 759,000 | 1,562,000 | 2,519,000 | 3,372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 759,000 | 1,562,000 | 2,519,000 | 3,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,581,000 | 15,596,000 | 16,087,000 | 16,335,000 |
| Total capital | 16,881,000 | 16,926,000 | 17,519,000 | 17,839,000 |
| Risk-weighted assets | 103,657,000 | 106,114,000 | 114,597,000 | 120,139,000 |