Call reports 2012
VINTAGE BANK — 2012
What VINTAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 146,623,000 | 148,210,000 | 154,280,000 | 154,953,000 |
| Total loans | 102,489,000 | 101,165,000 | 101,630,000 | 103,455,000 |
| Allowance for loan losses | 2,191,000 | 1,556,000 | 1,488,000 | 1,569,000 |
| Securities available for sale | 20,155,000 | 20,485,000 | 19,761,000 | 22,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,396,000 | 133,344,000 | 138,783,000 | 139,231,000 |
| Interest-bearing deposits | 105,411,000 | 105,155,000 | 106,973,000 | 109,150,000 |
| Noninterest-bearing deposits | 26,985,000 | 28,189,000 | 31,809,000 | 30,080,000 |
| Equity capital | 13,901,000 | 14,402,000 | 14,912,000 | 15,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,941,000 | 3,790,000 | 5,622,000 | 7,490,000 |
| Interest expense | 253,000 | 449,000 | 637,000 | 821,000 |
| Net interest income | 1,688,000 | 3,341,000 | 4,985,000 | 6,669,000 |
| Noninterest income | 329,000 | 692,000 | 1,102,000 | 1,558,000 |
| Noninterest expense | 1,268,000 | 2,478,000 | 3,770,000 | 5,090,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 120,000 |
| Pretax income | 749,000 | 1,515,000 | 2,277,000 | 3,017,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 749,000 | 1,515,000 | 2,277,000 | 3,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,834,000 | 14,265,000 | 14,588,000 | 15,251,000 |
| Total capital | 15,080,000 | 15,496,000 | 15,829,000 | 16,522,000 |
| Risk-weighted assets | 99,629,000 | 98,758,000 | 99,064,000 | 101,412,000 |