Call reports 2011
VINTAGE BANK — 2011
What VINTAGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 144,591,000 | 145,491,000 | 150,830,000 | 147,397,000 |
| Total loans | 109,986,000 | 108,949,000 | 107,551,000 | 106,496,000 |
| Allowance for loan losses | 1,821,000 | 1,642,000 | 1,921,000 | 1,948,000 |
| Securities available for sale | 0 | 5,364,000 | 9,872,000 | 19,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,709,000 | 132,760,000 | 137,597,000 | 133,852,000 |
| Interest-bearing deposits | 109,217,000 | 109,164,000 | 111,214,000 | 106,755,000 |
| Noninterest-bearing deposits | 22,492,000 | 23,596,000 | 26,383,000 | 27,097,000 |
| Equity capital | 12,610,000 | 12,336,000 | 12,712,000 | 13,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,899,000 | 3,775,000 | 5,698,000 | 7,605,000 |
| Interest expense | 358,000 | 722,000 | 1,056,000 | 1,344,000 |
| Net interest income | 1,541,000 | 3,053,000 | 4,642,000 | 6,261,000 |
| Noninterest income | 356,000 | 709,000 | 1,065,000 | 1,412,000 |
| Noninterest expense | 1,153,000 | 2,274,000 | 3,534,000 | 4,848,000 |
| Provision for loan losses | 450,000 | 850,000 | 1,100,000 | 1,100,000 |
| Pretax income | 294,000 | 638,000 | 1,073,000 | 1,725,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 294,000 | 638,000 | 1,073,000 | 1,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,610,000 | 12,336,000 | 12,681,000 | 13,257,000 |
| Total capital | 13,912,000 | 13,620,000 | 13,958,000 | 14,538,000 |
| Risk-weighted assets | 104,880,000 | 103,844,000 | 102,866,000 | 103,076,000 |