Call reports 2010
VINTAGE BANK — 2010
What VINTAGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 144,458,000 | 151,157,000 | 151,889,000 | 143,276,000 |
| Total loans | 116,930,000 | 119,535,000 | 119,687,000 | 113,531,000 |
| Allowance for loan losses | 1,783,000 | 1,854,000 | 2,150,000 | 1,425,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,041,000 | 138,567,000 | 139,361,000 | 130,675,000 |
| Interest-bearing deposits | 65,433,000 | 69,090,000 | 66,132,000 | 110,449,000 |
| Noninterest-bearing deposits | 66,608,000 | 69,477,000 | 73,229,000 | 20,226,000 |
| Equity capital | 12,116,000 | 12,241,000 | 12,214,000 | 12,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,026,000 | 4,110,000 | 6,201,000 | 8,226,000 |
| Interest expense | 497,000 | 989,000 | 1,431,000 | 1,813,000 |
| Net interest income | 1,529,000 | 3,121,000 | 4,770,000 | 6,413,000 |
| Noninterest income | 248,000 | 556,000 | 905,000 | 1,238,000 |
| Noninterest expense | 1,160,000 | 2,286,000 | 3,342,000 | 4,565,000 |
| Provision for loan losses | 250,000 | 525,000 | 1,275,000 | 1,775,000 |
| Pretax income | 367,000 | 866,000 | 1,058,000 | 1,311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 367,000 | 866,000 | 1,058,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,116,000 | 12,241,000 | 12,214,000 | 12,391,000 |
| Total capital | 13,503,000 | 13,650,000 | 13,617,000 | 13,736,000 |
| Risk-weighted assets | 110,453,000 | 112,221,000 | 111,451,000 | 108,383,000 |