Call reports 2009
VINTAGE BANK — 2009
What VINTAGE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 142,315,000 | 144,623,000 | 143,123,000 | 146,910,000 |
| Total loans | 112,932,000 | 117,374,000 | 117,229,000 | 117,706,000 |
| Allowance for loan losses | 1,330,000 | 1,443,000 | 1,649,000 | 1,663,000 |
| Securities available for sale | 1,810,000 | 758,000 | 630,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,868,000 | 130,205,000 | 131,739,000 | 134,500,000 |
| Interest-bearing deposits | 74,735,000 | 75,126,000 | 69,073,000 | 67,840,000 |
| Noninterest-bearing deposits | 53,133,000 | 55,080,000 | 62,666,000 | 66,660,000 |
| Equity capital | 10,890,000 | 10,838,000 | 10,855,000 | 12,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,002,000 | 4,149,000 | 6,246,000 | 8,368,000 |
| Interest expense | 720,000 | 1,414,000 | 2,054,000 | 2,676,000 |
| Net interest income | 1,282,000 | 2,735,000 | 4,192,000 | 5,692,000 |
| Noninterest income | 301,000 | 520,000 | 827,000 | 1,096,000 |
| Noninterest expense | 1,119,000 | 2,310,000 | 3,431,000 | 4,677,000 |
| Provision for loan losses | 300,000 | 525,000 | 750,000 | 875,000 |
| Pretax income | 164,000 | 420,000 | 838,000 | 1,267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 164,000 | 420,000 | 838,000 | 1,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,871,000 | 10,824,000 | 10,824,000 | 12,017,000 |
| Total capital | 12,201,000 | 12,259,000 | 12,220,000 | 13,438,000 |
| Risk-weighted assets | 110,086,000 | 114,068,000 | 111,438,000 | 113,476,000 |