Call reports 2007
VINTAGE BANK — 2007
What VINTAGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 119,514,000 | 120,603,000 | 125,009,000 | 126,384,000 |
| Total loans | 81,420,000 | 82,493,000 | 86,777,000 | 92,347,000 |
| Allowance for loan losses | 946,000 | 926,000 | 950,000 | 906,000 |
| Securities available for sale | 16,012,000 | 20,767,000 | 19,472,000 | 14,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,188,000 | 108,263,000 | 112,500,000 | 113,714,000 |
| Interest-bearing deposits | 80,659,000 | 79,198,000 | 77,875,000 | 75,354,000 |
| Noninterest-bearing deposits | 28,529,000 | 29,065,000 | 34,625,000 | 38,359,000 |
| Equity capital | 9,557,000 | 11,265,000 | 11,572,000 | 11,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,130,000 | 4,388,000 | 6,705,000 | 9,041,000 |
| Interest expense | 903,000 | 1,842,000 | 2,781,000 | 3,723,000 |
| Net interest income | 1,227,000 | 2,546,000 | 3,924,000 | 5,318,000 |
| Noninterest income | 263,000 | 594,000 | 918,000 | 1,278,000 |
| Noninterest expense | 1,025,000 | 2,126,000 | 3,200,000 | 4,336,000 |
| Provision for loan losses | 0 | 75,000 | 140,000 | 250,000 |
| Pretax income | 465,000 | 935,000 | 1,498,000 | 2,006,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 465,000 | 935,000 | 1,498,000 | 2,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,706,000 | 10,570,000 | 10,647,000 | 10,872,000 |
| Total capital | 9,652,000 | 11,496,000 | 11,597,000 | 11,778,000 |
| Risk-weighted assets | 82,457,000 | 84,710,000 | 88,906,000 | 92,228,000 |