Call reports 2006
VINTAGE BANK — 2006
What VINTAGE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 90,233,000 | 101,218,000 | 113,850,000 | 118,305,000 |
| Total loans | 70,806,000 | 73,033,000 | 77,682,000 | 81,554,000 |
| Allowance for loan losses | 806,000 | 853,000 | 897,000 | 938,000 |
| Securities available for sale | 5,175,000 | 7,144,000 | 12,205,000 | 16,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,775,000 | 92,476,000 | 103,779,000 | 108,081,000 |
| Interest-bearing deposits | 63,551,000 | 74,186,000 | 85,100,000 | 88,059,000 |
| Noninterest-bearing deposits | 18,224,000 | 18,290,000 | 18,679,000 | 20,022,000 |
| Equity capital | 7,881,000 | 7,956,000 | 9,140,000 | 9,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,588,000 | 3,316,000 | 5,318,000 | 7,485,000 |
| Interest expense | 472,000 | 1,042,000 | 1,808,000 | 2,692,000 |
| Net interest income | 1,116,000 | 2,274,000 | 3,510,000 | 4,793,000 |
| Noninterest income | 286,000 | 590,000 | 889,000 | 1,180,000 |
| Noninterest expense | 949,000 | 1,945,000 | 2,911,000 | 3,976,000 |
| Provision for loan losses | 50,000 | 50,000 | 100,000 | 165,000 |
| Pretax income | 403,000 | 869,000 | 1,388,000 | 1,832,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 403,000 | 869,000 | 1,388,000 | 1,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,109,000 | 7,209,000 | 8,351,000 | 8,595,000 |
| Total capital | 7,915,000 | 8,062,000 | 9,248,000 | 9,533,000 |
| Risk-weighted assets | 70,854,000 | 74,122,000 | 79,612,000 | 82,874,000 |