Call reports 2002
VINTAGE BANK — 2002
What VINTAGE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,342,000 | 45,687,000 | 53,007,000 | 54,974,000 |
| Total loans | 26,413,000 | 33,973,000 | 39,394,000 | 45,907,000 |
| Allowance for loan losses | 372,000 | 391,000 | 403,000 | 428,000 |
| Securities available for sale | 7,616,000 | 4,131,000 | 3,768,000 | 3,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,111,000 | 40,365,000 | 47,468,000 | 49,475,000 |
| Interest-bearing deposits | 27,263,000 | 33,675,000 | 39,680,000 | 41,092,000 |
| Noninterest-bearing deposits | 5,848,000 | 6,690,000 | 7,788,000 | 8,383,000 |
| Equity capital | 4,142,000 | 5,206,000 | 5,375,000 | 5,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,230,000 | 2,037,000 | 2,910,000 |
| Interest expense | 159,000 | 350,000 | 593,000 | 843,000 |
| Net interest income | 394,000 | 880,000 | 1,444,000 | 2,067,000 |
| Noninterest income | 50,000 | 111,000 | 183,000 | 266,000 |
| Noninterest expense | 358,000 | 748,000 | 1,157,000 | 1,698,000 |
| Provision for loan losses | 25,000 | 55,000 | 110,000 | 190,000 |
| Pretax income | 61,000 | 246,000 | 418,000 | 503,000 |
| Income tax | 0 | 3,000 | 3,000 | 2,000 |
| Net income | 61,000 | 243,000 | 415,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,033,000 | 4,125,000 | 4,297,000 | 4,351,000 |
| Total capital | 3,383,000 | 4,516,000 | 4,700,000 | 4,779,000 |
| Risk-weighted assets | 27,976,000 | 38,164,000 | 43,499,000 | 45,813,000 |