Call reports 2001
VINTAGE BANK — 2001
What VINTAGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,864,000 | 26,627,000 | 27,174,000 | 32,052,000 |
| Total loans | 8,929,000 | 9,768,000 | 9,317,000 | 13,589,000 |
| Allowance for loan losses | 186,000 | 201,000 | 214,000 | 354,000 |
| Securities available for sale | 12,715,000 | 12,070,000 | 10,780,000 | 9,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,364,000 | 23,072,000 | 23,444,000 | 27,754,000 |
| Interest-bearing deposits | 19,923,000 | 18,994,000 | 19,667,000 | 22,950,000 |
| Noninterest-bearing deposits | 3,441,000 | 4,078,000 | 3,777,000 | 4,804,000 |
| Equity capital | 3,397,000 | 3,444,000 | 3,601,000 | 4,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 913,000 | 1,355,000 | 405,000 |
| Interest expense | 217,000 | 422,000 | 615,000 | 175,000 |
| Net interest income | 245,000 | 491,000 | 740,000 | 230,000 |
| Noninterest income | 33,000 | 241,000 | 270,000 | 48,000 |
| Noninterest expense | 199,000 | 395,000 | 633,000 | 395,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 75,000 |
| Pretax income | 64,000 | 307,000 | 347,000 | -192,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 2,000 |
| Net income | 62,000 | 302,000 | 340,000 | -192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,258,000 | 3,271,000 | 3,310,000 | 3,018,000 |
| Total capital | 3,429,000 | 3,438,000 | 3,496,000 | 3,279,000 |
| Risk-weighted assets | 13,647,000 | 13,306,000 | 14,836,000 | 20,806,000 |