Call reports 2025
FIRST NATIONAL BANK OF GROTON, THE — 2025
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 208,876,000 | 197,312,000 | 200,957,000 | 202,559,000 |
| Total loans | 101,148,000 | 101,982,000 | 103,500,000 | 106,859,000 |
| Allowance for loan losses | 1,347,000 | 1,306,000 | 1,283,000 | 1,342,000 |
| Securities available for sale | 79,620,000 | 77,854,000 | 81,313,000 | 83,265,000 |
| Securities held to maturity | 5,985,000 | 5,761,000 | 5,666,000 | 6,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,591,000 | 171,406,000 | 173,069,000 | 173,890,000 |
| Interest-bearing deposits | 128,618,000 | 117,767,000 | 120,182,000 | 123,287,000 |
| Noninterest-bearing deposits | 54,973,000 | 53,639,000 | 52,887,000 | 50,603,000 |
| Equity capital | 25,089,000 | 24,974,000 | 27,118,000 | 27,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,385,000 | 4,817,000 | 7,266,000 | 9,770,000 |
| Interest expense | 286,000 | 571,000 | 850,000 | 1,146,000 |
| Net interest income | 2,099,000 | 4,246,000 | 6,416,000 | 8,624,000 |
| Noninterest income | 198,000 | 393,000 | 616,000 | 814,000 |
| Noninterest expense | 1,558,000 | 3,132,000 | 4,612,000 | 6,196,000 |
| Provision for loan losses | -13,000 | 44,000 | 13,000 | 96,000 |
| Pretax income | 766,000 | 1,436,000 | 2,435,000 | 3,172,000 |
| Income tax | 131,000 | 243,000 | 424,000 | 546,000 |
| Net income | 635,000 | 1,193,000 | 2,011,000 | 2,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,175,000 | 29,170,000 | 29,977,000 | 30,237,000 |