Call reports 2022
FIRST NATIONAL BANK OF GROTON, THE — 2022
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 226,456,000 | 213,448,000 | 211,319,000 | 212,703,000 |
| Total loans | 91,787,000 | 91,616,000 | 92,221,000 | 92,642,000 |
| Allowance for loan losses | 1,316,000 | 1,390,000 | 1,376,000 | 1,263,000 |
| Securities available for sale | 102,568,000 | 103,917,000 | 99,729,000 | 99,489,000 |
| Securities held to maturity | 6,896,000 | 6,998,000 | 6,820,000 | 6,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,099,000 | 190,712,000 | 186,731,000 | 190,538,000 |
| Interest-bearing deposits | 153,541,000 | 142,211,000 | 138,117,000 | 140,807,000 |
| Noninterest-bearing deposits | 47,558,000 | 48,501,000 | 48,614,000 | 49,731,000 |
| Equity capital | 25,256,000 | 21,979,000 | 20,334,000 | 21,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,784,000 | 3,618,000 | 5,514,000 | 7,456,000 |
| Interest expense | 114,000 | 225,000 | 355,000 | 470,000 |
| Net interest income | 1,670,000 | 3,393,000 | 5,159,000 | 6,986,000 |
| Noninterest income | 185,000 | 378,000 | 581,000 | 784,000 |
| Noninterest expense | 1,298,000 | 2,638,000 | 3,974,000 | 5,348,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 482,000 | 983,000 | 1,616,000 | 2,272,000 |
| Income tax | 49,000 | 94,000 | 170,000 | 246,000 |
| Net income | 433,000 | 889,000 | 1,446,000 | 2,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,177,000 | 29,099,000 | 29,656,000 | 29,599,000 |