Call reports 2019
FIRST NATIONAL BANK OF GROTON, THE — 2019
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 188,722,000 | 181,119,000 | 180,813,000 | 182,748,000 |
| Total loans | 102,872,000 | 105,450,000 | 105,151,000 | 103,119,000 |
| Allowance for loan losses | 1,188,000 | 1,275,000 | 1,261,000 | 1,394,000 |
| Securities available for sale | 62,925,000 | 61,979,000 | 59,680,000 | 58,196,000 |
| Securities held to maturity | 7,618,000 | 7,656,000 | 7,725,000 | 7,565,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,825,000 | 149,594,000 | 152,775,000 | 154,408,000 |
| Interest-bearing deposits | 128,874,000 | 114,933,000 | 117,962,000 | 121,921,000 |
| Noninterest-bearing deposits | 33,951,000 | 34,661,000 | 34,813,000 | 32,487,000 |
| Equity capital | 25,714,000 | 26,624,000 | 27,389,000 | 27,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,118,000 | 4,298,000 | 6,493,000 | 8,629,000 |
| Interest expense | 128,000 | 261,000 | 411,000 | 555,000 |
| Net interest income | 1,990,000 | 4,037,000 | 6,082,000 | 8,074,000 |
| Noninterest income | 183,000 | 386,000 | 591,000 | 802,000 |
| Noninterest expense | 1,222,000 | 2,506,000 | 3,747,000 | 5,071,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 750,000 |
| Pretax income | 851,000 | 1,717,000 | 2,626,000 | 3,055,000 |
| Income tax | 149,000 | 302,000 | 447,000 | 494,000 |
| Net income | 702,000 | 1,415,000 | 2,179,000 | 2,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,792,000 | 26,022,000 | 26,787,000 | 26,587,000 |
| Total capital | 26,980,000 | 27,290,000 | 28,038,000 | 27,809,000 |
| Risk-weighted assets | 99,997,000 | 101,465,000 | 100,087,000 | 97,609,000 |