Call reports 2018
FIRST NATIONAL BANK OF GROTON, THE — 2018
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 182,203,000 | 181,979,000 | 180,106,000 | 182,939,000 |
| Total loans | 96,258,000 | 98,215,000 | 100,514,000 | 102,363,000 |
| Allowance for loan losses | 1,245,000 | 1,326,000 | 1,288,000 | 1,117,000 |
| Securities available for sale | 66,452,000 | 64,499,000 | 62,961,000 | 62,307,000 |
| Securities held to maturity | 7,828,000 | 7,466,000 | 7,413,000 | 7,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,754,000 | 157,867,000 | 155,870,000 | 157,645,000 |
| Interest-bearing deposits | 124,353,000 | 121,189,000 | 119,711,000 | 122,650,000 |
| Noninterest-bearing deposits | 34,401,000 | 36,678,000 | 36,159,000 | 34,995,000 |
| Equity capital | 23,294,000 | 23,444,000 | 23,918,000 | 24,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,002,000 | 4,045,000 | 6,155,000 | 8,309,000 |
| Interest expense | 106,000 | 213,000 | 323,000 | 445,000 |
| Net interest income | 1,896,000 | 3,832,000 | 5,832,000 | 7,864,000 |
| Noninterest income | 196,000 | 397,000 | 597,000 | 819,000 |
| Noninterest expense | 1,178,000 | 2,363,000 | 3,551,000 | 4,770,000 |
| Provision for loan losses | 200,000 | 350,000 | 400,000 | 600,000 |
| Pretax income | 714,000 | 1,516,000 | 2,478,000 | 3,313,000 |
| Income tax | 115,000 | 252,000 | 428,000 | 569,000 |
| Net income | 599,000 | 1,264,000 | 2,050,000 | 2,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,034,000 | 24,241,000 | 25,027,000 | 25,090,000 |
| Total capital | 25,226,000 | 25,463,000 | 26,257,000 | 26,207,000 |
| Risk-weighted assets | 95,298,000 | 97,666,000 | 98,354,000 | 99,934,000 |