Call reports 2017
FIRST NATIONAL BANK OF GROTON, THE — 2017
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 180,133,000 | 175,028,000 | 175,883,000 | 177,570,000 |
| Total loans | 89,779,000 | 91,521,000 | 91,740,000 | 94,165,000 |
| Allowance for loan losses | 1,218,000 | 1,231,000 | 1,226,000 | 1,199,000 |
| Securities available for sale | 70,045,000 | 70,379,000 | 69,375,000 | 68,029,000 |
| Securities held to maturity | 7,992,000 | 7,731,000 | 8,417,000 | 8,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,040,000 | 149,929,000 | 149,202,000 | 149,963,000 |
| Interest-bearing deposits | 122,852,000 | 114,911,000 | 116,460,000 | 116,611,000 |
| Noninterest-bearing deposits | 34,188,000 | 35,018,000 | 32,742,000 | 33,352,000 |
| Equity capital | 22,886,000 | 23,278,000 | 23,775,000 | 23,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,890,000 | 3,845,000 | 5,807,000 | 7,780,000 |
| Interest expense | 97,000 | 197,000 | 310,000 | 416,000 |
| Net interest income | 1,793,000 | 3,648,000 | 5,497,000 | 7,364,000 |
| Noninterest income | 207,000 | 403,000 | 617,000 | 864,000 |
| Noninterest expense | 1,159,000 | 2,434,000 | 3,611,000 | 4,823,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 650,000 |
| Pretax income | 691,000 | 1,317,000 | 2,128,000 | 2,755,000 |
| Income tax | 151,000 | 295,000 | 502,000 | 670,000 |
| Net income | 540,000 | 1,022,000 | 1,626,000 | 2,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,842,000 | 22,886,000 | 23,490,000 | 23,436,000 |
| Total capital | 23,991,000 | 24,052,000 | 24,649,000 | 24,617,000 |
| Risk-weighted assets | 91,880,000 | 93,255,000 | 92,654,000 | 94,501,000 |